You just redeem it as credit on your account that can be used on purchases at any time. The only thing is that the gift cards can only be bought in $10, $25, $50 or $100 blocks. You can also get a further 9% off these prices if you have access to Suncorp Rewards, you just need to purchase Microsoft/Xbox Gift Cards. Some other decent deals on classic games too. The Knockabout Club alongshore adventures on a trip from Boston to the land of the midnight sun. But very decent price for those who have Xbox Live Gold/Game Pass Ultimate. There's actually some interesting discussion about this online, get it while you still can! I actually bought it at the full price minus gift card discount.
This game previously wasn't available for purchase on the Microsoft store, I'm guessing car/music licensing, etc had expired and they probably couldn't sell it anymore. Those without Xbox Live Gold can still purchase this but for $20.45.
I always wanted a Midnight Club game that was playable on the current gen.
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